Medicare and Health Insurance Counseling

We understand Medicare options can be complicated.  We are here to help. 

Whether you need information about how to enroll in Medicare or have a question about your existing Medicare coverage, SMAA’s team of trained State Health Insurance Program (SHIP) Counselors can help you navigate health insurance options. Our Medicare SHIP Counselors provide free, unbiased and confidential service to older adults and people who have Medicare because of a disability. SHIP Counselors do not sell insurance or recommend policies. Learn more about SHIP Counselors and services.

Want to learn more about Medicare? Check out our list of frequently asked questions.
Do you have a specific Medicare question? Submit your Medicare question HERE and will reply to you via email.

New to Medicare

Learn the basics about Medicare: Our virtual Welcome to Medicare Seminar offers participants valuable information presented in plain and understandable language. It covers the basics of Medicare enrollment and helps you prepare to make informed decision based on your personal situation. The seminar is interactive with time for small-group discussion and individual questions. Please, see our events calendar to register. Pre-registration is required. Currently offered via Zoom!

If you are unable to attend a virtual seminar, watch the video version of the Welcome to Medicare Seminar below. The 20 minutes video covers the basics of Medicare and how to enroll:


New to Medicare To-Do List:

 Attend Welcome to Medicare virtual seminar -- learn the basics and ask questio ns!

 Understand your current insurance before switching to Medicare (see FAQs for more info)

 Call the SMAA Medicare Info Line for help if needed at 207-396-6524

 

Medicare Plan Options for Your Health and Insurance Needs

Whether you are new to Medicare or you are an existing beneficiary, it is important to review your coverage options so you can make informed decisions about your health insurance.

The Medicare Plan Finder is an online tool offered by Medicare.gov that allows you to make a personalized search for Medicare plans that best meet your individual health insurance needs. You can compare costs and services for approved Medicare Advantage Plans (MAPs) and Prescription Drug Plans (PDPs) offered in your coverage area.

Learn how to use the Medicare Plan Finder: Our virtual eMedicare/Plan Finder Seminar shows you how to navigate the Medicare.gov website, create a MyMedicare account and includes an in-depth review of the Medicare Plan Finder. The seminar is interactive and includes time for questions and discussion.

Please see our events calendar to register. It is highly recommended that you attend the Welcome to Medicare Seminar or have a very good understanding of Medicare before attending the eMedicare/Plan Finder Seminar. Pre-registration is required. Currently all seminars are offered via Zoom.

Eligiblity for Medicare Financial Assitance

There are programs available to help with the cost of Medicare coverage. To see if you qualify for financial assistance, please review our self-assessment checklists:

If you are eligible for the Medicare Savings Program or MaineCare, you can apply online. If you need assistance with the application, please, call a SMAA Resource Specialist at 1-800-427-7411.

The National Council on Aging offers a free Benefits Check Up tool that can help you determine if you qualify for benefits or savings programs available in your area.

If are still unsure about your Medicare options, please call our Medicare information phone line at 207-396-6524 to speak to a SMAA Medicare Counselor.